Vic Coelho's
Raise Strategy
3 smart ways to get a raise  "f you don't have direct responsibility for a profit and loss
statement, or aren't a salesperson, it isn't always easy to show your boss you deserve a raise."
Personal Finances
MSN Money
8 money moves you must make at 50 "Face it, you're getting older, so now is the time to
make preparations for health changes and retirement..."
Personalities
20 Richest Women In Entertainment   "Only a bona fide superstar can parlay a moment of
stardom into a long and lucrative career."
Wealth Building
2007 Wealth Builder Guide  "Growing, protecting and passing on your personal capital
encompasses several skills. Here are a few to get you started."
Retirement Planning
After Years of Hard Work, Don't End up Scraping by Post-Retirement
Loans
A loan that'll get ugly fast
Real Estate
Analyst: Housing Sector Should Rebound Next Year
Personal Finances
Are You Making Too Much Money?
Wealth Building
Be a millionaire - 5 ways to get there
Personal Finances
The Big Chill "Just when the baby boomers were about to earn some nice pension benefits,
their plans are being frozen. What to do."
Personalities
Billionaire Philanthropists  "The very, very rich have been very, very generous..."
Personal Finances
Coping with Job Loss  "Losing your job can cause serious financial and emotional problems.  
Read some tips for coping with job loss."
Business Startup
Choose Your Business Product or Service " A business is all about selling. Of course, we
think. What else would a business be about?"
Personal Finances
Credit Card Craze "A look at what we're really trying to buy—and how to be more intentional
about spending."
Funding Education
Education & Training Funding "A variety of programs including internships, scholarships, and
career opportunities exist to assist students and provide education and training opportunities."
Employment Law
Employment Law Guide: Minimum Wage and Overtime Pay  "The Fair Labor Standards Act
(FLSA) establishes standards for minimum wages, overtime pay, recordkeeping, and child labor.
Personal Finances
Family loans spell trouble "...new homes aren't exactly cheap after years of torrid inflation:
The median sales price in January was about $240,000. The difficulty for many first-time buyers,
who are 32 years old on average, is coming up with cash for down payment..."
Wage Law
Federal Wage Garnishment Law, Consumer Credit Protection  "The wage garnishment
provisions protect employees..."
Retirement Planning
Fees Eat Away at Employees' 401(k) Nest Eggs  "With pension plans vanishing, workers
depend more than ever on these accounts. Yet obscure deductions are quietly eroding their
savings."
Retirement Planning
Figuring Out How Much Your 401(k) Plan Is Costing You "Fees for record keeping,
employer education and other administrative services are hard to spot. Begin with a close look
at your statement."
Business Startup
Financing: Where to Find It  "Finding financing is a more complicated matter than during the
dot-com years when money seemed to flow freely for any good idea that crossed the transom.
Today, investors and lenders of all kinds are tightening standards, requirements, and criteria by
which they judge business plans, entrepreneurs, and who gets the money."
Retirement Planning
Funds for your future
Economy
New York Times: Gas Prices Rise on Refineries’ Record Failures "Oil refineries across
the country have been plagued by a record number of fires, power failures, leaks, spills and
breakdowns this year, causing dozens of them to shut down temporarily or trim production. The
disruptions are helping to drive gasoline prices to highs not seen since last summer’s records..."
Retirement Planning
Google To Let Employees Trade Their Stock Options To Institutions
Personal Finances
Here's another college cost finder from CNN Money: What will college run you? "Find
the annual costs of any four-year college or university in the United States..."
Personal Finances
How much can you really save?
Investing
How to handle this risky new market "In a market desperately in need of a correction, it's
tough to scope out a reasonable balance of risk and return. Here is a strategy for facing the
unknown."
Economy
Inflation Has Best Showing in 3 Years  "The Labor Department reported Thursday that
consumer prices rose by 2.5 percent in 2006, the best showing since prices had increased by
just 1.9 percent in 2003."
Personal Finances
Is Debt a Four-Letter Word? "Why Some Americans Need to Learn to Pay Up.  We've all
heard the terrible stories about the evil bill collectors, and some of them are true."
Free Offers
Is free stuff on the Net really free?  "Read the firsthand accounts of those who clicked when
their screens popped up offers for free iPods, laptops, trips, tickets and software."
Personal Finances
Living on Less—and Loving It "One morning, after returning home from driving her three
children to their Christian school, my friend Sherry found her husband back from work, sitting in
their kitchen, with a shocked look on his face."
Wages
Long a Laggard, Wages Start to Outpace Prices
Personal Finances
LA Times
Math lesson for college grads "For new workers, saving is smarter than spending freely and
shouldn't be put off until debt is paid..."
Business Startup
Money for a Small Business "Think SBA loans, not grants... The U.S. government does not
currently provide grants for starting or expanding a small business."
Personal Finances
MoneyMasters: Investing With Blogs  "Smart investors look look beyond mainstream
research" (Video)
Real Estate
More Californians at risk of losing homes "The number of Californians defaulting on their
mortgage loans is rising rapidly, according to figures released Tuesday..."
Real Estate
Mortgage Delinquencies a Rising Threat
Jobs
Multiple jobholding in States in 2005 "From 2004 to 2005, 23 States experienced decreases
in their multiple jobholding rate—the percentage of working people who hold two or more jobs—
while 21 States and the District of Columbia recorded increases, and 6 States had no change."
Success Strategy
Need to Succeed
Retirement Planning
Negotiating a Win-Win Compensation Package
Retirement Planning
Nest egg to goose egg in no time "Brokers with rosy sales pitches lure unwary 401(k)
holders. The results can be ruinous."
Wages
Next 10 Highest-Paying Jobs in the US "There is a storied group of people out there known
to be laughing all the way to certain financial institutions. And while it may come as no surprise
that these high-income types enjoy their trips to the bank..."
Funding Education
Paying for College
Personal Finances
Problems with Utility Bills?  "Outside of housing costs, home energy is the next highest
burden for low-income families. Shutting off utility service can threaten the home, health, safety,
and perhaps even the life of household members. Learn how to get "Help with your utility bills"
Real Estate
Protect Your Home in a Dicey Market
Real Estate
Rates panic hits borrowers and lenders  "Stampede is on to secure fixed deals,  home-
buyers will have to tighten belts."
Loans
Repaying Loans
Wages
Salary Envy
Economy
Savings rate falls to lowest since '33 "The gauge dips to negative 1% for 2006. Americans
still spend more than they make."
Funding Education
Scholarships
Wages
Senate ups wage to $7.25 over two years "The Senate voted overwhelmingly to boost the
federal minimum wage by $2.10 to $7.25 an hour over two years, packaged the increase with
small business tax cuts and limits on corporate pay..."
Personal Finances
Socially Responsible Investing "appeals to those who want their investments to perform well
and contribute positively to the world."
Retirement Planning
SOCIAL SECURITY AND PRIVATE SAVING: A REVIEW OF THE EMPIRICAL EVIDENCE
Grants
State development agencies offer small business grants "Small business grants are
closer than you think. In fact, the small business grant you need to start or expand your
business may be available right in your own home state."
Telemarketers
Stop Dishonest Telemarketers "Older Americans are the targets for a new kind of criminal.
These crooks hold you up in your own home but not with a gun. They use the telephone."
Personal Finances
Take Financial Stock Before a Job Change "Any decision to change jobs has financial
ramifications. Whether you're making a switch to get more responsibility, more enjoyment, or
more freedom, you have to consider money, among other factors."
Funding Education
Teacher Loan Forgiveness Program - FFEL and Direct Loan Programs "To qualify for up
to $5,000 loan forgiveness under this program you must not have had an outstanding balance
on a FFEL or Direct Loan program loan as of October 1, 1998. To qualify for the increased
amount of loan forgiveness up to $17,500..."
Inflation
continentaleconomics.com Blog: The evils of inflation "In a a brand-new video lecture
Professor Krassimir Petrov explains 21 negative effects from inflation. Inflation is an expansion
of the money supply, rising prices are the effect. Inflation does not increase “the price level”, but
causes individual prices to rise at different times and by different amounts..."
Personal Finances
To cut costs, move to small-town USA "Turns out the ultimate budget weapon may be a
U-Haul. These families relocated to areas where homes and daily life cost far less."
Personal Finances
Too broke to save money? Never
Wages
Top 10 Highest Paying Occupations For Which a Degree Isn't Required  "Here are the
highest paying occupations, by median hourly wage, for which a college degree is not required."
Grants
U.S. Government Grants & Funding Resources "Federal funding is available in the form of
grants, benefit programs for individuals and families, loans, and contract opportunities."
Interview
Ways to Dance Around Pay-Expectation Queries "Whether you're looking for a job as an
accountant or a zoologist, there is one question you're sure to be asked sometime during (and
even early in) the interview process: What are your salary expectations?..."
Federal Jobs
Welcome to Club Fed: Working for Uncle Sam "A report says the average federal civilian
employee earns twice the pay of the typical private worker."
Real Estate
Weighing restraints on loans "As more Americans default on home loans, federal regulators
and members of Congress are looking to place new restrictions on mortgages for people with
shaky credit, a move that could make it harder for many people to buy homes or refinance their
mortgages."
Wages
Where to Find Salary Information
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Contents
Archive: Money
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